Which Should I Do First - List My Home or Find A New Home?

Homeowners often are afraid of listing their home for sale without finding their next home first. Shopping for a home, when you are not in a position to buy can be a painful experience.

Let's say you visit 10 homes, and finally find a great new home! But wait, you are not in a position to buy. The seller of the great new home (as with most sellers) will not accept an offer from you based upon the contingent sale of your home. Thus, the dream home is sold to someone else and you miss the opportunity.

The best homeowners list their home first and then look for a new home. You can always list your home "subject to finding home of choice". This means if you don't find a great new home, you don't have to sell.

Remember, every neighborhood has an "average market time" meaning the average days on market to sale. In Northwest Indiana, the average is about 120 days or 4 months. So even if you list your home today, it could take a few months to find a buyer.

The best advise is to list first and shop for the new great home second.

Home Buyer Tax Credit $6,500 to $8000

Are you ready to take advantage of this "final offer" to make home buyer easier? Don't be fooled, there will NOT be an extension of this program. Buyers must be under contract to purchase by April 30, 2010 and closed purchase by June 30, 2010 to receive the tax credit.

Now existing home owners are eligible to receive up to $6,500 on a purchase of a residence. You do NOT have to sell the existing home. First time home buyers are eligible for up to $8,000.

Call me today at 219 462 2090 ext 205 for additional information. Best regards, Linda M. Zyla - Century 21 Alliance Group

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Are you ready for Christmas?

December 21, 2008

It often amazes me as we run around "getting ready" for Christmas if we are focusing our attention on the right details. I recently read a great post that suggested that instead of "getting ready for Christmas - we should devote our time in preparing for Jesus. After all his birth is the reason for the season.

Today, I learn more that the gifts that Jesus really wants us to give are not the kind we will find at our local mall or on Ebay. No these gifts are even more precious because they come from the heart. When we take the time to give someone our time, love and attention - that is a gift. When we hug a lonely widow or spend time at a shelter we bless Jesus.

So take a moment to think about what gift you plan on giving Jesus.